Free Tax Calculator

See your team payroll cost.

Model multiple pay bands and states. See total employer cost and PAYE grouped by jurisdiction.

Total team cost with PAYE by state, pension, and statutory lines.

Estimates only. Based on the information you enter.

Team payroll

Add a pay band for each salary level. We roll PAYE up by state.

1 staff total

Pay band 1

Before PAYE and other deductions.

Employer statutory costs

Optional estimates on top of gross pay and employer pension.

  • Optional NSITF, ITF, and group life estimates
  • Optional annual development levy estimate (Lagos-style ₦100 per employee)

Shared deductions

Default pension, NHF, and salary split for bands without a custom split.

Company estimate

Example

Estimated total monthly employer cost

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Included

For the pay bands, headcount, and shared assumptions you enter.

  • Multiple pay bands with headcount per band
  • PAYE totals grouped by state / jurisdiction
  • Employee PAYE withheld and employer pension when enabled
  • Optional bonuses and commissions per pay band
  • Optional per-band salary splits (advanced)
  • Optional NSITF, ITF, group life, and development levy estimates

Not included

Use Staff Pay payroll when profiles differ per person or extra employer costs apply.

  • Off-cycle payments, reimbursements, and contractor payments
  • State PAYE surcharges beyond jurisdiction labelling
  • Detailed benefits-in-kind schedules not entered

What can change your actual tax?

Your actual payroll may differ because of circumstances this calculator does not know:

  • Year-to-date earnings
  • Previous employment
  • Changes in salary
  • Taxable benefits
  • Employer-specific payroll information
  • Supporting documents for applicable reliefs
  • Other income or deductions
  • State annual development levies (separate from monthly PAYE)

FAQ

Does this include the Development Levy?
No. Most states collect a small annual levy (for example, about ₦100 in Lagos) separately from monthly PAYE.

FAQ

Do I need an account?
No. Calculate and review your estimate for free. Enter your email to download your PDF, or optionally email a copy.
How does state selection work?
Select the state relevant to this estimate. Federal PAYE bands are the same across states in this calculator. State selection is retained for PAYE jurisdiction context.
Living in Lagos?
Have your L-Number (State Payer ID) ready when you prepare an official payslip. You can review amounts in the free payslip generator after calculating here.
Is this my exact payslip?
No. It is a representative estimate based on the assumptions you enter.

Disclaimer

Estimate only. Employer cost excludes benefits, bonuses, and off-cycle items not entered. PAYE is withheld from the employee and remitted separately. Disclaimer: This calculator provides an estimate based on the Nigerian tax rules and Staff Pay calculation assumptions applicable to the selected inputs and calculation year. Actual tax obligations and take-home pay may differ because of individual circumstances, employer records, applicable regulations, year-to-date income, previous employment, relief evidence, and information not provided to this calculator. This tool is for informational purposes only and does not constitute tax, legal, or financial advice. It does not file a return, remit tax, or confirm that any deduction has been paid. Review important decisions with a qualified tax adviser or the relevant tax authority. For payroll management, payslips and compliance tracking, use Staff Pay.

Need a printable payslip layout? Try the free payslip generator.

Tax guides

One guide per calculator mode: PAYE, employer cost, VAT, WHT, CIT, CGT, stamp duty, and more.

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